For agencies
Independent agencies bring a book of agents. LeaderShield brings the products, the desk that closes and funds them, and a compensation plan that pays the agent on both products and pays the agency an override across up to 3 levels.
Agents and partners are independent contractors. Earnings are never guaranteed and depend on production, retention, and market conditions.
One agent, one business owner, two payouts
Overrides come out of the producer share, never on top of it. Full tables below.
Not a traditional APR-based loan. Every file is reviewed individually and is subject to underwriting review.
How funding worksFour AI-powered subscription tiers that help a business attract, capture, and convert more customers. Powered by Marketing Titan and Lead Titan AI.
Two income lines. Funding commissions are paid from the Opening Agent Pool on every funded deal; subscription commissions are paid monthly on collected revenue and settle into a residual after month 12. Tiers are recalculated every month from the agent's own production.
The full compensation plan| Opening Agent Pool on every funded advance | 32.5% of gross commission |
| MCA performance accelerators | up to +2.5% |
| Subscription pool, premium products, months 1–3 | 45% Standard, 50% Enhanced, 55% Elite |
| Subscription performance accelerators | up to +5% |
| Residual from month 13, for the life of the subscription | 10% Growth Foundation, 15% Revenue Growth System and Revenue Scale AI |
| Tier, any one threshold each month | Funded volume | Monthly subscription revenue | Active subscriptions |
|---|---|---|---|
| Enhanced | $75,000+ | $2,500+ | 3+ |
| Elite | $250,000+ | $7,500+ | 8+ |
The agency chooses a model for each product. A model sets how much of the pool the producing agent keeps and how much passes to the organization as override. The override portion is then distributed across up to 3 levels.
Producer and override as shares of gross commission; together they always equal the 32.5% Opening Agent Pool
| Model | Producer | Override |
|---|---|---|
| Independent | 32.5% | 0% |
| Small Agency | 29.5% | 3% |
| Leadership | 27.5% | 5% |
| Recruiting | 24.5% | 8% |
Share of the subscription pool
| Model | Producer | Override |
|---|---|---|
| Independent | 100% | 0% |
| Balanced | 90% | 10% |
| Leadership | 85% | 15% |
| Recruiting | 80% | 20% |
Share of the override portion by level
Access to the CRM, training, reporting, and support. Waived automatically in any month the plan's collected commissions reach the threshold, so producing distributors effectively pay nothing.
| Plan | Team size | Monthly | Waived at |
|---|---|---|---|
| Individual | Solo distributor | $99 | $500 collected |
| Small Agency | 1–5 distributors | $149 | $1,500 collected |
| Growth Agency | 5–10 distributors | $249 | $3,000 collected |
| Enterprise Agency | 11+ distributors | $499 | $7,500 collected |
One named contact at the partnerships desk for deal structuring, escalations, and payout questions.
Step 1: Fit call and agreement
A call with the partnerships desk to size the agency and settle the model, then the partner agreement.
Step 2: Portal provisioning
The agency and its agents are set up in the portal with pipeline, deal tracking, and commission reporting.
Step 3: Certification
Agents complete the training academy on the products, sales, and compliant scripting before their first submission.
Step 4: First submissions
Agents submit files and subscriptions through the portal; commissions follow on funded deals and collected subscription revenue.
LeaderShield Funding commissions are earned exclusively from the sale of products and services to end-user merchants, not from recruitment fees or the enrollment of other agents. Agents are never required to purchase products or inventory to participate. The compensation plan rewards product sales performance, not headcount.
Agents and partners are independent contractors, not employees. There is no guarantee that any agent or agency will earn income. The majority of participants earn little to no income, and results depend on effort, skill, retention, and market conditions.
Commission rates, residual percentages, accelerator qualifications, and payout splits are subject to the terms of the LeaderShield Funding Agent Agreement and the full compensation plan document provided during onboarding.
Premium Merchant Funding (PMF) and our platform partners handle closing, underwriting, fulfillment, and ongoing service. Your agents start the conversation and own the relationship; they do not need to be underwriting experts.
No. Each agency model sets how much of the pool the producing agent keeps and how much passes to the agency as override, and the two always sum to the same total. Overrides come out of the producer share, never on top of it.
Individual distributors pay a $99 monthly membership for access to the CRM, reporting, training, and support, waived in any month they collect at least $500 in commissions. Agency plans are available at $149, $249, and $499 per month with higher waiver thresholds.
Commissions are calculated on collected revenue, the money the company actually collects from merchants, and are paid monthly.
Tell us about the agency. The partnerships desk reviews every request and follows up with the model that fits and the next step.
Running a call center, ISO, or brokerage rather than an agency of independent agents? That program has its own schedule: Partner Network for ISOs and call centers.
Joining on your own? See the agent opportunity.