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Capital for merchants. Income for agents.

A funding product and a growth platform your agency can offer.

LeaderShield Funding gives independent agencies two products for the business owners their agents work with: merchant cash advances from $2K to $2M, funded as fast as one business day, and the Merchant Growth Platform. Your agents open the conversation. Our funding partners close, underwrite, and fund. Agents earn on both products, and the agency earns overrides.

Partner with usGet funding for your business

Merchant cash advance funding is not a traditional APR-based loan. Terms subject to underwriting review. Individual agent results vary.

Merchant cash advance

Offer profile

Funding range
$2,000 to $2,000,000
Speed
As fast as 1 business day
Time in business
6+ months
Monthly revenue
$10,000+
Structure
Factor rate 1.15 to 1.49
Repayment
30 days to 24 months

Reviewed file by file. Subject to underwriting review.

Merchant Growth Platform

Four tiers

  • Starter$149/mo
  • Growth Foundation$497/mo
  • Revenue Growth System$997/mo
  • Revenue Scale AI$1,497/mo

Choose your path

Agency owners

Run LeaderShield through your agency

Attach both products to the agents you already have. Overrides on their production, membership plans by team size, one portal for pipeline and commissions.

See the agency program

Independent agents

Build a book with two income lines

Earn on every funded advance, plus recurring commissions on every platform subscription you place, with residuals after month 12.

See the agent opportunity

Business owners

Get working capital

$2K to $2M, as fast as one business day, reviewed file by file. Typical profile: six or more months in business and $10K or more in monthly revenue.

See how funding works

$2K–$2M

Funding range

1 day

Possible funding speed

6+

Months in business profile

$10K+

Monthly revenue profile

What your agents can offer

Both products are sold by the same agent to the same business owner, and both pay the agent.

Merchant cash advance

Unsecured working capital from $2,000 to $2,000,000, structured as a merchant cash advance with a fixed factor rate rather than an APR-based loan. Every file is reviewed individually on revenue, time in business, credit profile, cash flow, and existing obligations.

  • Funding available as fast as one business day
  • Average funded deal around $75,000
  • Repayment from 30 days to 24 months, daily to monthly
  • Premium Merchant Funding handles closing, underwriting, funding, and servicing
How funding works

Merchant Growth Platform

Four AI-powered subscription tiers that help a business attract, capture, and convert more customers, powered by Marketing Titan and Lead Titan AI. Sold monthly, so the agent is paid monthly.

  • Starter$149/mo retail
  • Growth Foundation$497/mo retail
  • Revenue Growth System$997/mo retail
  • Revenue Scale AI$1,497/mo retail
See the tiers

How agents and agencies earn

Every rate on this site comes from the compensation plan and is paid monthly on collected revenue. Two income lines for the agent; overrides for the agency on its agents' production.

The agent opportunityThe full compensation plan
Headline compensation rates
Opening Agent Pool on every funded advance32.5% of gross commission
MCA performance acceleratorsup to +2.5%
Subscription pools, premium products at Eliteup to 55%
Subscription performance acceleratorsup to +5%
Lifetime residual after month 12up to 15%
Agency override on subscriptionsup to 20%, across up to 3 levels

Rates describe how compensation is structured, not what any individual will earn. Agents and partners are independent contractors, and the majority of participants earn little to no income. Read the income disclosure.

Run LeaderShield through your agency.

Talk to the partnerships desk about attaching both products to your agents, or join on your own as an independent agent.

Partner with usJoin as an agent