Banks decline on credit. We underwrite on revenue and cash flow — and files that arrive prepared can fund in as little as one business day. This checklist shows you exactly how to be that file.
Most "fast funding" delays aren't underwriting — they're preparation. The checklist closes that gap before you apply.
The one-page application, 3–6 months of bank statements, license, and voided check — assembled the way underwriters want to receive them.
Average daily balance, deposit consistency, NSF history, existing obligations — the four signals that decide speed and terms.
The statement patterns that slow or kill files — and the 30-day moves that clean them up.
Banks lend against credit history. LeaderShield funds against business performance — $2K to $2M, reviewed file by file, with the total cost shown before you sign. No APR sleight of hand, no surprise holdbacks.
Two minutes to read. Could save you weeks of waiting — here or anywhere else you apply.